SIM swapping situations can lead to digital banking crimes. One of the reasons this happens is that the victim’s personal data may have been exposed in the digital space.
Therefore, keeping personal data confidential is very important for personal and bank security from cybercriminals.
This is an issue discussed in a webinar by Indonesia’s Ministry of Communications and Information with the National Digital Literacy Movement (GNLD) Sibercreation held in Makassar, South Sulawesi on Wednesday (23/11).
This webinar includes Satria Andika Alrasid, an ICT volunteer from West Java; Mavendo volunteer Fakhruddin Palapa; I am Arif Rama Syarif, founder of the Open Source Community Foundation.
SIM Swap, in Satria Andika’s interpretation, can be understood as taking a SIM card for the purpose of breaking into data and extorting victims’ money into their bank accounts.
Data collected prior to committing this crime included name, home address, identification number (NIK), mother’s birth name, phone number and other pertinent data.
“Perpetrators use phishing or phishing methods via email or SMS to obtain personal data. Attackers may also use threats, gifts, and other forms of fraud or social engineering known as social engineering.” Satria said. .
Satria continues to collect the victim’s personal information, and then the perpetrator visits the SIM card operator’s office to block the target SIM card number and ask the police officer to replace it with a new SIM card.
The perpetrator can steal the victim’s money and make arbitrary account transfers through this mode.
On the other hand, Arif Rama explained that through this situation, care must be taken in providing financial data to prevent cybercriminals. It’s also important to change your passwords for different accounts regularly and try not to share personal data on social media and other digital spaces.
“You can enable SMS notifications for each specific transaction type to know if there is a transfer in your account,” Arif said.
According to Arief, digital identity theft can be perpetrated via public Wi-Fi networks, unsecured websites, data exfiltration by third parties, phishing attempts, weak passwords or unknown new followers on social media.
He said “Do not enter personal data on unknown sites as they may be malicious software applications”.
Then, according to Fakhruddin, anyone can now easily use the Internet without restrictions. This makes it easier for criminals to carry out their actions. In fact, few people do not enter their personal data on certain websites that are tools of cybercriminals.
“Because these types of crimes rely on cyberspace, it is difficult to get rid of the perpetrators. This cybercrime is like a fountain that grows and changes. One disappears and the other emerges later,” said Fakhreddin. said.
Through the National Digital Literacy Movement Program of Indonesia’s Ministry of Information and Communication, we hope that people can use the Internet in an intelligent, positive, creative and productive way.
The Ministry of Telecommunications and Information of the Republic of Indonesia, in collaboration with GNLD Sibercreation, continues to operate Digital Indonesia Program to empower people through digital literacy activities tailored to the needs of the local community. To participate in current activities, the public can access info.literasidigital.id or the social media Kemenkominfo and Cybercreation.